Unum Insurance: A Deep Dive into Disability Coverage
Unum insurance is a top choice for employers seeking robust disability coverage. With over 170 years of experience, Unum offers short-term and long-term disability insurance plans that safeguard employees’ finances during tough times. Let’s explore why Unum disability insurance is a game-changer for businesses and workers alike.
How Unum Disability Insurance Works
Unum disability insurance kicks in when an employee can’t work due to a covered injury, illness, or childbirth. Short-term plans provide benefits for weeks, while long-term plans can last months or years. Unum replaces a portion of lost income—up to 60%—helping employees cover bills and focus on recovery.
- Short-Term Disability: Covers temporary absences, like recovery from surgery.
- Long-Term Disability: Supports extended health issues, such as chronic conditions.
- Return-to-Work Support: Offers resources to ease employees back into their roles.
Benefits of Choosing Unum
Unum stands out with its easy claims process and expert support. Employees can file claims via the MyUnum app, and HR teams benefit from streamlined administration. Unlike competitors, Unum pairs financial protection with wellness tools, like mental health support, ensuring a holistic approach to employee care. For employers, this means a happier, healthier workforce.
Unum insurance isn’t just coverage—it’s a lifeline. Learn more about how Unum disability insurance can fit your company’s needs today.
